Just as you protect your auto and home with quality insurance coverage, your may need insurance protection for your business as well. In fact,  commercial insurance is crucial to protect your business assets, ensuring that you can continue business operations after a loss occurs. Regardless if you are starting as a new business owner, or have owned an established business for many years, commercial insurance could stand as one of the most important financial investments to make in protecting the existence of your company. 

Linx commercial insurance policies provide protection for many losses & incidents, including;

* Property Damage
* Business Interruption
* Theft
* Liability
* Worker Injury
* Worker Compensation
* Employee Liability

In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the insurance; an insured or policyholder is the person or entity buying the insurance policy. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

The transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate (indemnify) the insured in the case of a large, possibly devastating loss. The insured receives a contract called the insurance policy which details the conditions and circumstances under which the insured will be compensated.